Effective Date: December 1, 2025
Last Updated: December 1, 2025

1. Acceptance of Terms

By accessing or using zoranploscar.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

2. About Us

This Website is owned and operated by HM Media Group, located at PO Box 182242, Shelby Twp. MI 48317 ("Company," "we," "us," or "our").

3. Use of Website

3.1 Permitted Use

You may use our Website for lawful purposes only. You agree not to use the Website:

• In any way that violates applicable laws or regulations

• To transmit harmful, threatening, abusive, or defamatory content

• To interfere with or disrupt the Website's functionality

• To attempt unauthorized access to our systems

3.2 User Accounts

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

4. Intellectual Property Rights

4.1 Our Content

All content on this Website, including text, graphics, logos, images, and software, is owned by HM Media Group or our licensors and is protected by copyright and other intellectual property laws.

4.2 User-Generated Content

By submitting content to our Website (comments, reviews, etc.), you grant us a non-exclusive, royalty-free license to use, modify, and display such content in connection with our services.

5. Data Ownership and Learning

5.1 Data Collection and Ownership

We collect and own data about your interactions with our Website, including but not limited to:

• Browsing behavior and preferences

• Usage patterns and analytics

• Communication preferences

• Purchase history and interests

5.2 Data Use

We use this data to:

• Improve our services and user experience

• Personalize content and recommendations

• Analyze trends and user behavior

• Develop new features and products

5.3 Data Protection Commitment

While we own the data we collect about you, we commit to:

• Never selling your personal data to third parties

• Never sharing your personal data with third parties for their marketing purposes

• Using your data only for legitimate business purposes as outlined in our Privacy Policy

6. Products and Services

6.1 Product Information

We strive to provide accurate product information, but we do not warrant that descriptions or other content are accurate, complete, or error-free.

6.2 Pricing

All prices are subject to change without notice. We reserve the right to correct pricing errors.

6.3 Payment

Payment is due at the time of purchase. We accept major credit cards and other payment methods as indicated at checkout.

7. Disclaimers and Limitation of Liability

7.1 No Warranties

THE WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

7.2 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, HM MEDIA GROUP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR USE OF THE WEBSITE.

8. Indemnification

You agree to indemnify and hold harmless HM Media Group from any claims, damages, or expenses arising out of your use of the Website or violation of these Terms.

9. Termination

We may terminate or suspend your access to the Website at any time, without notice, for conduct that violates these Terms or is harmful to other users or our business.

10. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the modified Terms.

12. Contact Information

For questions about these Terms of Service, please contact us at:

HM Media Group
PO Box 182242
Shelby Twp. MI 48317
Email: [email protected]

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14. Entire Agreement

These Terms constitute the entire agreement between you and HM Media Group regarding your use of the Website.